The Ice Dam Cometh: Insurance Coverage and Solutions For Roof Damage | Massachusetts Real Estate Law Blog
As we shovel out from the snowiest winter in history, the Greater Boston area will soon be facing a new and potentially more destructive situation — ice dams and roof collapses. This could be the worst winter ever for ice dams and roof issues due to the ridiculous amount of snow still stuck on our roofs. I’ll take a minute to go over the insurance issues and preventative measures you should be taking now.
Ice Dam Insurance Coverage – Massachusetts
Interior or exterior damage caused by an ice dam on your roof is typically covered by standard homeowner’s insurance policies. However, most policies will not cover ice dam or snow removal from your roof or anywhere else on your property. As with any insurance claim, call the claims department immediately and take photos of the damage.
Ice Dam Treatment & Prevention
The best way to deal with ice dams is to physically remove them from your roof. I’m not a fan of homeowners putting their spinal cords at risk by hopping on snow covered roofs, so my advice is to leave this to the professionals. Crews are out in full force clearing snow and chipping away at ice dams. Feel free to call my friend George Lonergan of Lonergan Construction in Framingham (Tel: 508-875-0052). Tell them Rich Vetstein sent you. Also, be aware of price gouging and scams.
In the short term, there are a couple things you can try.
To prevent ice dams in the longer term, keeping warm air from escaping into the attic is the first course of action. More insulation and new shingles are a start.
Good luck with your roof!
This content was originally published here.